As tempting as it may be to do this, don't jump straight away to the debit card application process before you take the. In many cases, refinancing the first mortgage into another mortgage product definitely makes the most sense, but home mortgages usually are not your only. Next contact the bank card company to dispute the costs. People seeking modifications of their charge card accounts often need to control excessive debt. Credit card fraud is essentially the most difficult crimes to prosecute. Canceling a charge card account will not erase credit score issues or plastic card debt.